Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your personal information. As a result of federal legislation, we’ve further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we’ll only handle your personal information in a manner that a reasonable person would consider appropriate in the circumstances.
Personal Information Collected
Depending on the purpose(s) for which we need to collect it, we may ask for the following personal information about you including:
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Basic information such as your name, address, telephone and fax numbers, e-mail address,
         birth date and marital status.
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Basic information such as your pname,  
address,telephone and fax numbers e-mail
address, birth date and marital status.
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Claims history
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Credit and past payment         records
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Credit and past payment records
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Driver’s record
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Details about your property such as the value of your home and its contents
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Details about your property such as the value of your home and its contents
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Medical information such as any condition that may affect the operation of a vehicle
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Medical information such as any condition  
that may affect the operation of a vehicle
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Employment information
Personal Information Collected
  ●   
You
  ●   
Insurance companies
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Other insurance brokers or agents
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Other insurance brokers or        agents
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Credit organizations
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Motor vehicle and driver licensing authorities
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Motor vehicle and driver       licensing authorities
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Financial institutions
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Medical professionals
Why do we collect personal information?
When you first become a client or whenever you acquire or renew a product from us, we need to collect some of your personal information. Common purposes for which we collect your personal information are to:
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Enable us to acquire or renew an insurance policy for you;
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Enable us to acquire or renew       an insurance policy for you;
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Assist you and assess your ongoing needs for insurance;
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Assist you and assess your       ongoing needs for insurance;
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Assess your need for other products, such as financial products, and to offer them to you;
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Assess your need for other       products, such as financial      products, and to offer them to       you;
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Ensure your information is accurate and up-to-date; and
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Ensure your information is       accurate and up-to-date; and
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Protect us both against error or fraud.
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Protect us both against error    or fraud.
Who do we disclose your personal information to?
For many of the purposes identified above, we will need to share your personal information with others in order to serve your needs. These other parties commonly include:
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Insurance companies
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Other insurance brokers or agents
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Other insurance brokers or       agents
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Credit organizations
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Financial institutions. For example, the organization that carries your mortgage.
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Financial institutions. For      example, the organization      that carries your mortgage.
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Enable us to acquire or renew an insurance policy for you;
●
Enable us to acquire or renew an insurance policy for you
How we protect your personal information.
In order to protect your personal information and right to privacy, we will:
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Not collect, use or disclose your personal information for any purpose other than those that
we identify to you.
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Not collect, use or disclose    your personal information    for any purpose other than    those that we identify to    you.
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Keep your personal information only for as long as we need it to fulfill the stated purpose or as
required by law.
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Keep your personal    information only for as long    as we need it to fulfill the    stated purpose or as    required by law.
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Maintain your personal information in as accurate, complete and up-to-date a form as possible.
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Maintain your personal       information in as accurate,       complete and up-to-date a       form as possible.
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Safeguard your personal information to the best of our ability.
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Safeguard your personal    information to the best of    our ability.
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Respond to any request you may make to access or correct the personal information we hold
about you.
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Respond to any request you    may make to access or    correct the personal    information we hold about    you.
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Obtain the appropriate consent from you for the collection, use or disclosure of your personal
information
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Obtain the appropriate    consent from you for the    collection, use or disclosure    of your personal information
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Not sell customer’s information to anyone.
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Not sell customer’s    information to anyone.
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Not share customer information with organizations outside our contracted Insurance
        companies, which would use it to contact you about their own products and services.
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Not share customer    information with    organizations outside our    contracted Insurance   
companies, which would    use it to contact you about    their own products and    services.
Privacy Internet Communication
As the privacy of communication over the Internet cannot be guaranteed, we do not assume
any responsibility for any harm, loss, or damage that might occur by the sending of personal
and confidential information.
Consent
In using this site, you signify your consent to our privacy policy. If you are not in agreement,
please do not use the site. We reserve the right, at our discretion, to update, change, modify,
add, or remove this policy from time to time, as appropriate. Should we make changes, we
will publish these on the site in a timely fashion.
Please do not hesitate to contact our Privacy Officer should you have any questions.
Our Privacy Officer may be contacted as follows:
John Ferraro
100 Drumlin Circle Ste. 101
Concord, Ontario L4K 3E5
Phone: 905-660-9740
